Quarterly tax estimates, invoice generator, payroll calculator, deduction finder, and more. No account needed — 100% free.
Accurate estimates using current IRS rules — enter your numbers and get instant results.
Estimate your federal quarterly estimated tax payments as a freelancer or 1099 contractor.
Most PopularCalculate your Social Security and Medicare taxes (15.3%) on self-employment income.
SE TaxWhat should you charge? Factor in overhead, taxes, and desired take-home pay.
PricingCalculate employee net pay, federal withholding, FICA taxes, and your employer costs.
For EmployersHow much do you actually keep after taxes and expenses? Find your true take-home.
Take-Home PayEstimate deductions for home office, mileage, phone, health insurance, and more.
Save MoreCreate professional invoices, receipts, and work orders in minutes — print or save as PDF for free.
Create professional, itemized invoices with your logo, client info, line items, tax, and totals. Print to PDF instantly.
Generate clean receipts for services or products sold. Perfect for contractors, repair shops, and service providers.
Create work orders with job details, materials, labor, and client sign-off. Ideal for tradespeople and service contractors.
Our tools are built for busy self-employed people — no learning curve needed.
Choose from calculators, generators, or guides based on what you need today.
Fill in your income, expenses, or project details. No account or signup required.
See your tax estimates, take-home pay, or print your invoice — all in seconds.
Never miss a payment. Here are the key dates for self-employed workers this year.
4th quarter estimated payment for 2025 tax year.
2025 individual returns due. File extension by this date.
First quarter 2026 estimated payment due.
Second quarter estimated payment due.
Third quarter estimated payment due.
Fourth quarter estimated payment due.
Short, practical guides to help freelancers and small business owners master their finances.
Step-by-step guide for 1099 freelancers using the safe harbor method.
What it is, why you owe it, and how to reduce it legally.
How to write an invoice that gets paid fast — with our free generator.
FICA, withholding, FUTA, and what it really costs to hire someone.
In-depth guides to help you understand and minimize your tax burden as a self-employed professional.
Everything you need to know about paying quarterly estimated taxes, including due dates and safe harbor rules.
Read Guide →Don't leave money on the table. Here are the biggest legal deductions available to freelancers and contractors.
Read Guide →How to fill out Schedule C (Profit or Loss from Business) line by line, with examples for common freelance expenses.
Read Guide →What changes when you work as an independent contractor vs. employee — and what it means for your taxes.
Read Guide →No complexity, no upsells — just useful tools for people who work for themselves.
Every calculator and tool is free to use, forever. No premium plans.
No email, no account, no tracking. Just use the tools and go.
Optimized for mobile, tablet, and desktop — wherever you work.
Invoices, receipts, and work orders are formatted for printing or saving as PDF.
Updated with current IRS brackets, SE tax rates, and standard deductions.
Every tool includes explanations, guides, and FAQs to help you understand your finances.
Key numbers for freelancers and self-employed workers.
| Tax | Rate | On |
|---|---|---|
| Social Security | 12.4% | First $176,100 of net SE income |
| Medicare | 2.9% | All net SE income |
| Add'l Medicare | 0.9% | Net SE income above $200,000 |
| Total (under limit) | 15.3% | Applies to ~92.35% of net income |
| Deductible half | 50% | SE tax is 50% deductible from income |
| Rate | Taxable Income |
|---|---|
| 10% | $0 – $11,925 |
| 12% | $11,926 – $48,475 |
| 22% | $48,476 – $103,350 |
| 24% | $103,351 – $197,300 |
| 32% | $197,301 – $250,525 |
| 35% | $250,526 – $626,350 |
| 37% | Over $626,350 |
| Filing Status | Deduction |
|---|---|
| Single | $15,000 |
| Married Filing Jointly | $30,000 |
| Head of Household | $22,500 |
| Account | Limit |
|---|---|
| Traditional / Roth IRA | $7,000 ($8,000 if 50+) |
| SEP-IRA | 25% of net income up to $70,000 |
| Solo 401(k) — Employee | $23,500 |
| Solo 401(k) — Total | Up to $70,000 |
| HSA (Self-Only) | $4,300 |